Ahmednagar District Central Co-operative Bank
AJNUJ BRANCH
+912487236224
Related Branches
Understanding IFSC Code: The Digital DNA of Ahmednagar District Central Co-operative Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the AJNUJ
branch of Ahmednagar District Central Co-operative Bank, the code AHDC0000261 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the AHDC0000261 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"AHDC" represents Ahmednagar District Central Co-operative Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for AJNUJ
Payment Systems Supported by AHDC0000261
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—414885601—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Ahmednagar District Central Co-operative Bank in AJNUJ typically follows the RBI holiday calendar. Digital transfers via AHDC0000261 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While AHDC0000261 is the valid code for AJNUJ at AJNUJ, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • Ahmednagar District Central Co-operative Bank Branch List
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- • Bank Holiday in MAHARASHTRA
Financial Tools
- • GST Calculator Online
- • Personal Loan EMI Calc
- • FD Interest Rates 2026
- • Currency Converter
Branch Context
- • AJNUJ Contact
- • Address of Ahmednagar District Central Co-operative Bank
- • MICR Code Finder
- • MAHARASHTRA Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
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