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Ahmednagar District Central Co-operative Bank

RAJAPUR BRANCH

+912425222147

IFSC CODE
AHDC0000206
MICR Code 422885549
Branch Code 000206
City / District RAJAPUR
State MAHARASHTRA
Office Address POST RAJAPUR TAL SANGAMNER 422607
Phone +912425222147
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Ahmednagar District Central Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the RAJAPUR branch of Ahmednagar District Central Co-operative Bank, the code AHDC0000206 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the AHDC0000206 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"AHDC" represents Ahmednagar District Central Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for RAJAPUR

Payment Systems Supported by AHDC0000206

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—422885549—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Ahmednagar District Central Co-operative Bank in RAJAPUR typically follows the RBI holiday calendar. Digital transfers via AHDC0000206 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While AHDC0000206 is the valid code for RAJAPUR at RAJAPUR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

  • • GST Calculator Online
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  • • Currency Converter

Branch Context

  • • RAJAPUR Contact
  • • Address of Ahmednagar District Central Co-operative Bank
  • • MICR Code Finder
  • • MAHARASHTRA Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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