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Akola District Central Co-operative Bank

GOREGAON KHURD BRANCH BRANCH

+917242414275

IFSC CODE
ADCC0000021
MICR Code 444831021
Branch Code 000021
City / District GOREGAON,KHURD
State MAHARASHTRA
Office Address THE AKOLA-WASHIM DISTRICT CENTRAL COOP. BANK LTD.,BRANCH GOREGAON KD., AT. PO. GOREGAON KD., TQ. DIST. AKOLA. 444102
Phone +917242414275
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Understanding IFSC Code: The Digital DNA of Akola District Central Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the GOREGAON KHURD BRANCH branch of Akola District Central Co-operative Bank, the code ADCC0000021 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the ADCC0000021 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"ADCC" represents Akola District Central Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for GOREGAON KHURD BRANCH

Payment Systems Supported by ADCC0000021

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—444831021—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Akola District Central Co-operative Bank in GOREGAON,KHURD typically follows the RBI holiday calendar. Digital transfers via ADCC0000021 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While ADCC0000021 is the valid code for GOREGAON KHURD BRANCH at GOREGAON,KHURD, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

  • • GST Calculator Online
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Branch Context

  • • GOREGAON KHURD BRANCH Contact
  • • Address of Akola District Central Co-operative Bank
  • • MICR Code Finder
  • • MAHARASHTRA Banking Circle

Platform Links

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