Utkarsh Small Finance Bank Verified Branches
Total 1117 branches found for this bank across India.
| Branch Name | IFSC Code | City | Action |
|---|---|---|---|
|
Utkarsh Small Finance Bank,
TOLA MADHOPUR
UTKARSHSMALL FINANCE BANK LTD.UPPER GROUND FLOOR LALUWA MARAN MADHOPUR BAZAAR MADHOPUR DIST,JAMUIBIHAR-811303
|
UTKS0002147 | JAMUIBIHAR | View Details → |
|
Utkarsh Small Finance Bank,
NAJARI
UTKARSH SMALL FINANCE BANK LTD.UPPER GROUND FLOOR NEAR BLOCK OFFICE LAXMIPUR NAJARI JAMUI DISTRICT JAMUI BIHAR - 811312
|
UTKS0002148 | JAMUI BIHAR | View Details → |
|
Utkarsh Small Finance Bank,
ARARIA
GROUND FLOOR NEAR MILIYA,COLLEGE,ZERO MILE NATIONAL HIGHWAY,327 SILIGURI ROAD,ARARIA BIHAR 854311
|
UTKS0002149 | ARARIA | View Details → |
|
Utkarsh Small Finance Bank,
FORBESGANJ
GROUND FLOOR,WARD NO - 01 SUBHASH CHOWK,JOGBANI ROAD,FORBESGANJ,ARARIA BIHAR 854318
|
UTKS0002150 | FORBESGANJ | View Details → |
|
Utkarsh Small Finance Bank,
BHAROULI KHAS
UTKARSH SMALL FINANCE BANK LTD NH 31 GHAZIPUR ROAD NEAR INDIAN PETROL PUMP BHARAULIGOLAMBAR BHAROULI KHAS DISTRICT BALLIA UTTAR PRADESH 277501
|
UTKS0002151 | BALLIA | View Details → |
|
Utkarsh Small Finance Bank,
BHELA SIMRI
UTKARSH SMALL FINANCE BANK KHAGARIA TO BAKHRI ROAD NEAR DAKSHIN BIHAR GRAMIN BANK BHELA SIMIRI DISTRICT KHAGARIA BIHAR 851204
|
UTKS0002152 | KHAGARIA BIHAR | View Details → |
|
Utkarsh Small Finance Bank,
CPC NAVI MUMBAI
UNIT NO 1401 1402 FLOOR NO 14 EMPIRE TOWER UNIT NO SB1402 GUT NO 31 CLOUD CITY CAMPUS VILLAGE ELTHAN OFF THANE BELAPUR ROAD AIROLI DISTRICT THANE NAVI MUMBAI 400708
|
UTKS0VAN003 | NAVI MUMBAI | View Details → |
Need to Receive Money from Abroad?
While IFSC is for India, you need a SWIFT Code for global transfers. Find the correct SWIFT/BIC code for Utkarsh Small Finance Bank to receive international wire transfers without delays.
Official 2026 Updated Database
Comprehensive Database of Utkarsh Small Finance Bank IFSC & MICR Codes
In the rapidly evolving digital landscape of India, having precise banking information is paramount for seamless financial transactions. Whether you are an individual looking to transfer funds or a business managing payroll, access to the correct Utkarsh Small Finance Bank IFSC Code is the first step toward a successful transaction. At IFSC Finder, we provide a verified and regularly updated directory of all branches of Utkarsh Small Finance Bank across India, sourced directly from the latest RBI data for April 2026.
Understanding the Significance of IFSC in Utkarsh Small Finance Bank Transactions
The Indian Financial System Code (IFSC) is a unique 11-digit alphanumeric string assigned by the Reserve Bank of India to every bank branch. For Utkarsh Small Finance Bank, this code follows a specific structure: the first four characters represent the bank name, the fifth character is always '0' (reserved for future use), and the final six characters represent the specific branch location.
Step-by-Step Guide: How to Find Your Utkarsh Small Finance Bank IFSC Code?
Identifying the correct code for your specific branch of Utkarsh Small Finance Bank is easier than you think. You can find it through the following official channels:
- Bank Passbook: The IFSC code is usually printed on the first page of your Utkarsh Small Finance Bank passbook along with your account details.
- Cheque Book: Look at the top or bottom of your personalized cheque leaves for the 11-digit code.
- Our IFSC Finder Tool: Simply use the search table above to find any branch in India by city or branch name instantly.
NEFT, RTGS, and IMPS: Which One Should You Choose?
Depending on the urgency and amount, Utkarsh Small Finance Bank supports multiple transfer modes:
| Method | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No minimum limit | Batch-wise (Every 30 mins) |
| RTGS | ₹2 Lakh and above | Real-time settlement |
| IMPS | Upto ₹5 Lakh | Instant (24/7) |
Frequently Asked Questions
1. Does the IFSC code change after a bank merger?
Yes, in cases of bank mergers or acquisitions involving Utkarsh Small Finance Bank, the old IFSC codes are often replaced. Always verify the latest code before initiating a high-value transaction.
2. What is the MICR code used for?
The Magnetic Ink Character Recognition (MICR) code is a 9-digit code primarily used for the processing and clearance of cheques via Electronic Clearing Systems (ECS).
3. Can I use the same IFSC for NEFT and RTGS?
Yes, the 11-digit IFSC code provided for a specific branch of Utkarsh Small Finance Bank is universal for all types of electronic fund transfers, including NEFT, RTGS, and IMPS.
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